ATV, Boat And RV Insurance In Illinois For Every Weekend Plan

Why Specialty Vehicle Insurance Matters

ATVs, UTVs, boats, jet skis, campers, and motorhomes need policies built for how they are used. Standard home or auto rarely covers off-road riding or on-water liability once you leave your driveway. Wohltman-Aherin Insurance helps families line up the right limits so a day on the lake or a trail run stays focused on fun.

Off-Road Vehicles: ATVs, UTVs, Snowmobiles

Protect your four-wheeler or side-by-side for collision damage, theft from a shed, or liability if someone gets hurt on the trail. Many parks expect proof of insurance, and lenders often require comprehensive and collision on financed units. If you ride in winter, we can extend similar protections to a snowmobile so storage and trail use are covered.

Boat And Personal Watercraft

Policies can address liability on the water, physical damage from storms or submerged objects, uninsured boater coverage, and trailers. Whether you fish coves on Newton Lake or pull a skier on Lake Shelbyville, we will match coverage to your boat size, horsepower, and how you use it.

RVs And Campers

Motorhomes need liability, collision, and comprehensive like any road vehicle. Travel trailers benefit from physical damage and vacation liability when parked at a campsite. We can review contents coverage for personal items and make sure your tow vehicle and trailer are coordinated correctly with the auto policy.

Coverage Highlights And Savings

Common choices include collision, comprehensive, liability, medical payments where available, uninsured boater, and accessory coverage for winches, electronics, or awnings. Many households lower costs when they bundle with home or pair toys with auto for multi-policy credits and simpler renewals.

Questions Illinois Owners Ask