Motorcycle Insurance In Illinois For Confident Rides

Why Bikes Need Their Own Policy

Motorcycle insurance in Illinois addresses risks your auto policy does not. Wohltman-Aherin Insurance helps riders line up liability coverage required by the state, plus protection for theft, weather, and collision damage. We explain options in plain English so you know what is covered when you head out for a weekend loop around Lake Shelbyville.

Coverage Built Around Your Ride

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Liability

Meets Illinois requirements if you cause injury or property damage.

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Collision

Helps repair your bike after a crash, subject to your deductible.

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Comprehensive

Covers theft, vandalism, fire, and storm damage.

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Uninsured/Underinsured Motorist

Protects you if the other driver lacks sufficient insurance.

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Accessories And Gear

Options for custom parts, chrome, saddlebags, and riding apparel.

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Medical Payments

Available with some carriers for rider and passenger injuries.

Makes, Models, And Riding Styles

From Harleys and touring bikes to sport bikes and trikes, we match coverage to how you ride and where you store your motorcycle. New riders can review safety course discounts, while experienced riders can adjust deductibles to balance premium and out-of-pocket costs. If you also ride off-road or tow a boat on weekends, we can help with ATV and boats on a separate policy so everything lines up under one agency.

Ways Illinois Riders Save

Ask about multi-bike credits, mature rider discounts, secure storage, and telematics options where available. Many households lower total costs when they bundle policies with home or auto for one renewal date and one local point of contact.

Answers Riders Want

  • Is motorcycle insurance required in Illinois?

    Yes, liability is required similar to autos.

  • Can I pause coverage in winter?

    Some carriers price for seasonal use; we can discuss keeping comprehensive for theft and storage risks.

  • Are passengers covered?

    We will review guest passenger and medical options so coverage fits how you ride.